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The markets have been very volatile lately. No, actually they have been down right ugly. Fear and panic is ruling the day. It is understandable and even anticipated that you may be worried or anxious during these times. The financial markets have been beaten down by continuing bad news and the S&P 500 is down approximately 20% for the year. Fortunately, I feel many of my accounts have done substantially better than this, but this is of little consolation at the moment.

Fannie and Freddie Problems, Your Home, Oil and Gold - What's Going On?

Key Changes in the Housing Act

Filling up my pickup used to take $40, now my wallet is deflated by $75. I hear the same cash sucking sound when my wife fills up her vehicle. Granted we don’t drive the most fuel efficient vehicles, but our monthly budget for gas has gone up at least $200. Ouch! That’s not pocket change, and Americans on a fixed budget or those who are already living beyond their abilities, are going to feel the pinch.

 Rates Are Going Down - What Should Savers Do?